John Kresevic – Become a Loan Officer

John Kresevic is an Executive Loan Officer for Forthright Funding in Scottsdale, Arizona, where he endeavors to get individuals and families the most competitive mortgage rates on offer. Kresevic saw the tremendous devastation caused by the economic financial crisis in 2008. Many individuals took out mortgages that they couldn’t possibly afford to pay, which in turn resulted in the economic crisis within the United States. Kresevic helped countless families rebuild their lives through mortgage refinancing, when he was employed at Quicken Loans. He continues this work currently, at Forthright Funding.

John Kresevic

Kresevic advises individuals to gain experience in the banking industry. He says it is possible to get an entry-level position at a local bank if you can. There are endless opportunities to learn and build upon knowledge in the banking industry. The more exposure the better, according to Kresevic.

Kresevic advises all new ‘would be’ brokers to get licensed. Federal laws state clearly that all mortgage brokers need to be licensed to work within the mortgage industry. Each state in the United States has requirements; look into your location’s specific regulations to ensure legality. Usually a pre-requisite requires new brokers to complete more than twenty hours of study as well as pass a licensure exam.

Kresevic states that although it is possible to become a professional loan officer with a high school diploma and some suitable work experience, it is much more efficient to get a college degree. Earning a degree in marketing, accounting, or finance will give individuals the core skills and knowledge base required, at the professional industry level. John Kresevic achieved his own degree in Marketing from the Arizona State University in 2008. He hopes to start his own mortgage lending company in the near future.

 

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John Kresevic – Factors for Home Owners

John Kresevic believes there are three main factors homeowners need to look for before choosing a suitable mortgage broker and a home loan package. Credit score, good referrals and background checking are paramount to the cause.

John Kresevic

Lending rates applicable to an individual are highly reliant on their credit score. It is important to ensure that credit scores are in good standing before presenting any personal details to your mortgage broker. Kresevic has worked with many clients during his long career as a Loan Officer with Quicken Loans and currently with Forthright Funding. He utilizes his expertise to get the best possible rates for the client, despite their credit scoring. He believes it is good practice to make your credit score as fortuitous as possible to secure excellent rate lock-ins.

Kresevic believes that great mortgage broker referrals can be given by reputable real estate industry experts, such as realtors and real estate brokers. He says that individuals can also approach mortgage brokers themselves to see their given qualifications and references. Kresevic acknowledges the importance of finding a great mortgage broker. After all, they are responsible for finding customers a suitable deal, for one of the largest assets they may ever purchase in their lifetime.

Kresevic also advises background checks on mortgage brokers. These checks can be invaluable for future homeowners entering the market. Don’t be shy to check up on their personal history and qualifications. Noticing any possible ‘red flags’ or good comments is imperative, before you sign up with a broker’s loan and mortgage products.

John Kresevic has featured highly in the mortgage lending industry. His successful career has found countless clients some of the best mortgage deals around, for more than a decade. He has acted as a Loans Officer, Director of Mortgage Banking, and been the Regional Vice President for the massive company known as Quicken Loans. After joining Quicken immediately after college in 2008, Kresevic has now moved on to Forthright Funding in an Executive Loan Officer position.

 

John Kresevic – Fostering Successful Business

John Kresevic knows and understands the mortgage lending business. He refinances homes and properties for clients regularly. His knowledge allows him to appropriately choose a mortgage and suitable lending products to suit each individual’s circumstances. In his industrious career, Kresevic has managed sales teams within a corporate environment to achieve deals and communicate with his clientele. Kresevic hopes to start his own mortgage lending company in his own community in Scottsdale, Arizona. He plans to advise many more customers in his future business role.

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Kresevic believes loyalty is paramount to success. The mortgage industry is not always well known for this quality. Making suitable financial decisions is crucial to customers when they choose to trust Kresevic with their mortgage products. The loyalty must be gained throughout the planning, during and after the lending process has been articulated. Kresevic is loyal to all of his clientele throughout the lending process and afterwards, as is needed. His compassion and honesty places him in a trustful relationship with every client he services.

Kresevic also believes communication to be a key addition in successful business relationships. He has created countless mortgage deals, helping homeowners immensely over the years. The quick response time is highly regarded during the period of developing and completing deals. Kresevic shows clientele true dedication throughout his communications; necessary in the fast paced mortgage industry.

Solving problems is another important quality denoted by Kresevic. He has proven leadership and core skills which ‘open doors’ in the mortgage industry. Two major companies have enjoyed his professionalism and problem solving actions. Quicken Loans and Forthright Funding are where he has used his skills to communicate solutions to others, and work within a team to prevent further problems from occurring. The industry is volatile and risk oriented, and Kresevic’s problem solving skills have aided his success as a former Regional Vice President for Quicken Loans, and as a current Executive Loan Officer for the company Forthright Funding.

Overall, Kresevic spent seven years with Quicken Loans. After just fifteen months, Kresevic had earned a Director of Mortgage position. He was in charge of his own sales team, and for two years running, in 2012 and 2013, Kresevic’s team was the number one sales team for Quicken Loans. When he was twenty-seven he was also named Director of the Year within the company, and he was a successful dealer of many mortgage lending deals thereafter.

In the future, John Kresevic hopes to build his own successful mortgage lending company. He hopes to do this within his own community in Scottsdale, Arizona. He has many more years of passionate execution to share. He loves helping the community to gain access to home ownership, suitably and prosperously. He is a true pioneer in the time oriented field of mortgage lending.