John Kresevic believes there are three main factors homeowners need to look for before choosing a suitable mortgage broker and a home loan package. Credit score, good referrals and background checking are paramount to the cause.
Lending rates applicable to an individual are highly reliant on their credit score. It is important to ensure that credit scores are in good standing before presenting any personal details to your mortgage broker. Kresevic has worked with many clients during his long career as a Loan Officer with Quicken Loans and currently with Forthright Funding. He utilizes his expertise to get the best possible rates for the client, despite their credit scoring. He believes it is good practice to make your credit score as fortuitous as possible to secure excellent rate lock-ins.
Kresevic believes that great mortgage broker referrals can be given by reputable real estate industry experts, such as realtors and real estate brokers. He says that individuals can also approach mortgage brokers themselves to see their given qualifications and references. Kresevic acknowledges the importance of finding a great mortgage broker. After all, they are responsible for finding customers a suitable deal, for one of the largest assets they may ever purchase in their lifetime.
Kresevic also advises background checks on mortgage brokers. These checks can be invaluable for future homeowners entering the market. Don’t be shy to check up on their personal history and qualifications. Noticing any possible ‘red flags’ or good comments is imperative, before you sign up with a broker’s loan and mortgage products.
John Kresevic has featured highly in the mortgage lending industry. His successful career has found countless clients some of the best mortgage deals around, for more than a decade. He has acted as a Loans Officer, Director of Mortgage Banking, and been the Regional Vice President for the massive company known as Quicken Loans. After joining Quicken immediately after college in 2008, Kresevic has now moved on to Forthright Funding in an Executive Loan Officer position.