John Kresevic – Become a Loan Officer

John Kresevic is an Executive Loan Officer for Forthright Funding in Scottsdale, Arizona, where he endeavors to get individuals and families the most competitive mortgage rates on offer. Kresevic saw the tremendous devastation caused by the economic financial crisis in 2008. Many individuals took out mortgages that they couldn’t possibly afford to pay, which in turn resulted in the economic crisis within the United States. Kresevic helped countless families rebuild their lives through mortgage refinancing, when he was employed at Quicken Loans. He continues this work currently, at Forthright Funding.

John Kresevic

Kresevic advises individuals to gain experience in the banking industry. He says it is possible to get an entry-level position at a local bank if you can. There are endless opportunities to learn and build upon knowledge in the banking industry. The more exposure the better, according to Kresevic.

Kresevic advises all new ‘would be’ brokers to get licensed. Federal laws state clearly that all mortgage brokers need to be licensed to work within the mortgage industry. Each state in the United States has requirements; look into your location’s specific regulations to ensure legality. Usually a pre-requisite requires new brokers to complete more than twenty hours of study as well as pass a licensure exam.

Kresevic states that although it is possible to become a professional loan officer with a high school diploma and some suitable work experience, it is much more efficient to get a college degree. Earning a degree in marketing, accounting, or finance will give individuals the core skills and knowledge base required, at the professional industry level. John Kresevic achieved his own degree in Marketing from the Arizona State University in 2008. He hopes to start his own mortgage lending company in the near future.

 

John Kresevic – The Value of Building Client Relationships

John Kresevic is a successful and hardworking professional in the mortgage industry. He is a former regional vice president with Quicken Loans, and he has been an executive loan officer with Forthright Funding since 2014. He is knowledgeable in his field and he has worked hard to build a successful career for himself. He has excellent social skills and he knows how to build relationships with his clients. He always works hard to help them with their mortgage needs. The mortgage industry is heavily based on client relationships.

John Kresevic
John Kresevic

Social skills are very valuable in this industry. When a client contacts a mortgage professional, he or she is hoping to successfully apply for a mortgage or refinance their current mortgage. It is possible that a client may work with a single mortgage company for many years. It is important for mortgage professionals to be able to gain new clients and to maintain existing clients. A mortgage company’s success is heavily dependent on its clients. Most mortgage companies strive to gain as many reliable clients as possible. This goal can be accomplished if all of the mortgage professionals in a company have excellent social skills.

The mortgage industry is also about trust. When a new client applies for a mortgage, he or she is providing a loan officer with confidential financial information. There needs to be a high level of trust in this transaction and business relationship. It is important for mortgage professionals to be able to demonstrate to their clients that they are trustworthy, reliable, and credible. This is an important step to building a positive client relationship. Individuals also rely on loan officers for information and advice. After going over a client’s information, a loan officer will recommend specific loan options and programs. Clients should be able to trust their loan officer’s advice.

Positive client relationships can help a mortgage company grow. It is important to remember that these positive relationships need to go both ways. Most mortgage companies only lend to clients who have good credit history and are able to demonstrate that they are financially reliable. Therefore, clients should only work with mortgage companies and professionals who are able to demonstrate that they are knowledgeable, reliable, and trustworthy. This can be accomplished by creating positive client relationships. If your existing clients are satisfied with your services, then they will be more likely to recommend your company. Those recommendations can then be used to demonstrate credibility for future clients.

John Kresevic is a professional who has been in this industry for seven years. He is experienced and hardworking. As an executive loan officer, he always strives to build positive client relationships. John Kresevic is a knowledgeable mortgage professional who always works hard for his clients.